'If you retain your account with the EPFO for 10 years, you get a life-long pension.'
As protectionism grows from the United States to Australia, Sanjay Kumar Singh draws up a comprehensive financial checklist for those shifting to India.
When selecting a liquid fund, stick to schemes with an AUM of above Rs 1,000 crore.
Sanjay Kumar Singh tells you what to watch out for when buying insurance and investing in MFs online.
Sanjay Kumar Singh draws up a mediclaim policy checklist.
'Debt mutual funds are a good option now because interest rates are coming down.' 'Retail investors must put a majority portion of your money in short-term debt funds (1 to 3 years) and only a small portion in actively managed dynamic funds.'
Experts say you may invest in small-sized funds and benefit from their nimbleness.
Novices should enter markets via SIPs of equity mutual funds.
The stocks Radhakishan Damani enters or exits are closely watched by fund managers, says Joydeep Ghosh.
Now that the National Pension Scheme offers more choices than the Employees Provident Fund, is more transparent and also allows to choose the level of allocation to equities as investors like, should one switch to the NPS?
Given that the ETF has given exceptional returns over the past year, start small and buy more in a staggered manner.
Software employees can opt for company-run programmes, online courses, boot camps to upgrade skills.
From April 1, subscribers will be able to change investment option & asset allocation twice a year, instead of once. Use greater flexibility offered by pension scheme judiciously.
The company was looking to raise around Rs 1,800 crore for a stake sale of 10 per cent.
SIPs keep MFs afloat as investors redeem Rs 1.3 lakh crore in one year
Before participating in such a scheme, do a detailed background check of the company's credentials, especially if the promised returns are unrealistic.
While it may be justifiable to pay a higher expense ratio in a fund that outperforms, you should definitely exit one whose performance is below par, says Sanjay Kumar Singh
'Avoid taking excessive credit risk via mutual funds such as high-yield fixed maturity plans and credit opportunity funds.'
BoB's offer of a lower home loan rate to customers with credit scores of 760 and above makes it incumbent on everyone to pay heed to this all-important number.
When looking at fund returns, avoid looking at just the past 12 months' performance, says Sanjay Kumar Singh
© 2026 Rediff.com - Investor Information - Advertise with us - Disclaimer - Privacy Policy - Sitemap - Feedback - About us - Terms of use - Grievances